Housing
Programs

Owner-Occupied Housing Repair/Rehab Program

SIMPCO and the Western Iowa Community Improvement Regional Housing Trust Fund (WICIRHTF) provide owner-occupied housing repair and rehabilitation assistance to help low-and moderate-income homeowners maintain safe, decent, and livable homes. The program serves eligible residents in Cherokee, Ida, Monona, Plymouth, and Woodbury Counties (excluding Sioux City).

Eligible Repairs

• Roofing
• Electrical repairs
• Plumbing repairs
• Window replacement
• Foundation repairs
• Painting
• Siding
• Accessibility modifications
• Other health, safety, and structural improvements

Applications for the program waitlist are accepted year-round. As funding becomes available, applications are reviewed and processed on a first-come, first-served basis until available funding has been exhausted. 

Resources

• Waitlist Application

• Program Brochure

• Program Guidelines

Submit completed applications and required documentation to:

SIMPCO Housing Division

6401 Gordon Drive

Sioux City, IA 51106

All SIMPCO and WICIRHTF housing programs are limited to individuals and families who are at or below 80% of the median family income limits. HUD determines this limit each year. To qualify, your household income must be below the limits in the chart. 

Equal Housing Opportunity

SIMPCO and the Western Iowa Community Improvement Regional Housing Trust Fund (WICIRHTF) are committed to ensuring that all individuals have equal access to housing and community development programs. We support fair housing practices and strive to provide services in a manner that is fair, equitable, and free from discrimination. 

Fair Housing Rights

• Race
• Color
• Religion
• Sex
• National Origin
• Disability
• Familial Status (presence of children in the home)

In addition, Iowa law provides protections based on:

• Sexual Orientation
• Gender Identity

Many communities also have local civil or human rights agencies that enforce fair housing laws. Contact your local city hall for information about protections and resources available in your area. 

Fair Housing Contact

Know Your Fair Housing Rights

Many cities have local civil/human rights agencies that prohibit housing discrimination. Contact your local city hall for information.

File a Housing Discrimination Complaint

Attention Qualified Contractors: SIMPCO is currently seeking qualified contractors to participate in our housing programs. 

Contractor Eligibility Requirements

• 1. Be registered with the State Department of Labor.
• 2. Fulfill any local or state licensing and certification requirements.
• 3. Have evidence of training in lead-safe work practices if the project requires it.
• 4. Provide current and active insurance certificates demonstrating sufficient coverage.
• 5. Must not be debarred or suspended from receiving federal funds or contracts.

Bidding and Payment Process

Contractors will participate in a competitive bid process by submitting sealed bids based on provided specifications and an approved scope of work prepared by the Housing Program staff. A responsive bidder is a contractor that has met the program participation requirements and all other material terms and conditions of the bid documents.

All projects will be inspected by program staff to ensure they meet the minimum building standards of the project jurisdiction and comply with all applicable building codes (Minimum Rehab Standards). Lien waivers are required for all contracts, and projects are subject to final inspection before payments are issued. Please allow 10-14 days for payment processing.

Technical Services Opportunities

Additionally, SIMPCO is requesting qualifications for technical services to assist with lead-based paint risk assessments, lead paint clearance testing, radon testing, inspections, and work write-ups at owner-occupied properties participating in SIMPCO housing programs.

Project Description

SIMPCO is dedicated to providing safe, decent, and affordable housing for its residents and maintaining the existing housing stock in the SIMPCO region. Through federal, state, and local funds, we provide rehabilitation services for low- and moderate-income, single-family, owner-occupied properties.

Scope of Services

Interested consultants/consulting firms are requested for the following tasks:

• 1. Perform risk assessments of selected single-family properties, including XRF testing of all interior and exterior surfaces, and collecting dust wipes following HUD-mandated procedures.
• 2. Provide the Housing Rehabilitation program with a written risk assessment report including the results of the testing and recommendations for lead paint hazard reduction.
• 3. Upon completion of construction at a participating property, collect clearance samples and provide SIMPCO with written results within (5) working days.
• 4. Perform Short-Term Radon Tests on individual properties and provide written test results to the program; secondary tests are to be completed as needed.
• 5. Perform pre- and post-construction inspections.
• 6. Create work write-ups and construction estimates for rehabilitation projects.
• 7. Coordinate and communicate with SIMPCO housing staff, homeowners, and contractors.

Contact Information

If you are a qualified contractor interested in participating in SIMPCO’s housing repair programs, please call SIMPCO at 712-279-6286.